Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.