Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Healthcare Costs in Retirement Without a solid approach, health care expenses may add up quickly and potentially alter your spending. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.