Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Tax Efficiency in Retirement What role would taxes play in your investment decisions? Estimate Your RMD Help determine the required minimum distribution from an IRA or another qualified retirement plan.